Information for Buyers
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Mortgage Info | Buyers Guide | Area Info | Calculators | Moving Checklist | Movers Links |
First Time Homebuyers | Notify Me
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Looking for a home? Would you like to work with someone who well help find the perfect home for you? Just
fill out a simple form to get started today!
If you have any questions or for more information, contact: rschuster@greenbergrealty.com or call: (local)701-772-6641 or (out of state) 1-800-884-5933.
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Buyers Guide
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Greenberg Realty buyers come from all around. Some are friends ready to upgrade to a bigger home, others could be people in your neighborhood who are looking to find a smaller home for their needs.
Greenberg Realty agents are specialists in the areas of finding the "right" home for you. We take pride in knowing you will have the best customer service in the Grand Forks area.
One great tool you will want to download is our Buyers Checklist.Compare the homes you visit. It's a Greenberg Realty exclusive!
Find an Agent:
Contact Greenberg Realty and ask for anyone... all of our agents can assist you with the best customer service & treatment around.
Ask them some of these questions-
How long have you been selling Real Estate?
Do you have any certifications (CRS, GRI, etc)?
What services do you and your company offer?
What is the paperwork I have to do throughout this process?
How long can I expect to look for homes?
After choosing "The Agent" for you, talk to them about goals, and criteria in the home you desire. Communication is the key to a successful relationship with your agent.
Since Grand Forks has a Multiple Listing Service (MLS), we can show all the homes listed by Greenberg Agents, and all the other affiliated real estate companies.
Speak to Your Agent:
Areas you would like to live
Type of home you are looking for (features & amenities)
How much you can afford after speaking to your lender
Get pre-approved with a Lender:
Meet with a lender or you personal lender to get pre-approved for a mortgage amount.
Showings:
Set a date with your agent to view the homes on the market that closely match your criteria.
Offer:
When you find "The Home" make a written offer.
Along with the offer is an earnest money check (part of a down payment). It will be deposited upon acceptance of the offer or refunded if home doesn't appraise, or loan is denied.
Mortgage Application:
When terms are accepted with the seller you will apply for the mortgage.
Your lender is going to check the following:
Your employment & income, credit worthiness & history
Your savings account & checking account proving the cash for closing
All this and a check after the appraisal to see if the value is truly there.
Your loan approval should take around 4 to 6 weeks to complete.
At the closing you will need the balance of the cash needed to close.
Closing the Deal:
Greenberg Realty Agents work to make your transaction go as smoothly as possible and keep everything hassle free throughout the process.
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First Time Homebuyers
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2009 Homebuyers Tax Credit
The 2009 Homebuyers Tax Credit provides for a $8,000 tax credit that would be available to first-time home buyers for the purchase of a principal residence on or after January 1, 2009 and before December 1, 2009. The credit does not require repayment. The credit will be claimed on a tax return to reduce the purchaser's income tax liability. If any credit amount remains unused, then the unused amount will be refunded as a check to the purchaser.
Click here to download a sheet with the details.
Contact Greenberg Realty and ask for any of our agents to assist you with any questions you may have.
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North Dakota Housing Finance Agency
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